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  • Aradhya Financial Services
    What services does Aradhya Financial Services offer?

    We provide a wide range of financial solutions, including Mortgage Loans, Loan against Property (LAP), Construction Finance, Loan Balance Transfer, NPA Property Funding, Private Finance Solutions, Property Advisory Services, and E-Khata Assistance.

  • Aradhya Financial Services
    Can I get a loan if I have a low CIBIL score?

    Yes. We assist customers with low or limited credit history by evaluating their overall financial profile, property strength, and repayment capacity to identify suitable financing options.

  • Aradhya Financial Services
    Do you provide loans without income proof?

    Depending on the property value, business profile, and lender-specific criteria, financing solutions may be available for eligible applicants even without conventional income documentation.

  • Aradhya Financial Services
    What is a Loan against Property (LAP)?

    A Loan against Property is a secured loan where residential, commercial, or industrial property is pledged as collateral to obtain funds for business, personal, or investment purposes.

  • Aradhya Financial Services
    What is a Loan Balance Transfer?

    A Loan Balance Transfer allows you to transfer your existing loan from one lender to another offering better interest rates, lower EMIs, or improved repayment terms.

  • Aradhya Financial Services
    Do you assist with NPA (Non-Performing Asset) properties?

    Yes. We provide professional guidance and funding assistance related to NPA and stressed properties, helping clients understand opportunities and complete transactions smoothly.

  • Aradhya Financial Services
    Can I get a loan for house construction?

    Yes. We offer construction finance solutions for eligible residential and commercial projects, including new construction and property expansion.

  • Aradhya Financial Services
    What documents are generally required for a loan application?

    Commonly required documents include: • Aadhaar Card • PAN Card • Address Proof • Property Documents • Bank Statements • Income Documents (if applicable)

  • Aradhya Financial Services
    Do you provide E-Khata services?

    Yes. We assist with E-Khata registration, corrections, transfers, and related documentation procedures.

  • Aradhya Financial Services
    How long does the loan approval process take?

    The approval timeline depends on document verification, property evaluation, and lender requirements. Our team works to ensure a smooth and efficient process with minimal delays.

  • Aradhya Financial Services
    Can you help with purchasing auctioned or seized properties?

    Yes. We provide end-to-end assistance for identifying, evaluating, legally verifying, and financing eligible auctioned and seized properties.

  • Aradhya Financial Services
    Are there any hidden charges?

    No. We maintain complete transparency, and all applicable fees and charges are clearly communicated before proceeding with any service.

  • Aradhya Financial Services
    How do I know if I am eligible for a loan?

    Our experts evaluate your property value, income, repayment capacity, credit profile, and other eligibility factors to determine the most suitable financing options.

  • Aradhya Financial Services
    Can self-employed individuals apply for loans?

    Yes. Both salaried and self-employed individuals, including business owners and professionals, can apply subject to lender eligibility criteria.

  • Aradhya Financial Services
    My loan was rejected elsewhere. Can Aradhya Financial Services help?

    Yes. We specialize in evaluating complex and rejected cases and help identify alternative lenders and suitable financial solutions based on the applicant's profile.

  • Aradhya Financial Services
    Is consultation available before applying for a loan?

    Yes. We provide professional consultation to help customers understand available options and choose the most appropriate financial solution.

  • Aradhya Financial Services
    Do you provide doorstep service?

    Yes. Doorstep assistance may be available depending on the customer's location and service requirements.

  • Aradhya Financial Services
    How can I apply for a loan or service?

    You can apply by: • Calling our office • Sending a WhatsApp enquiry • Submitting an enquiry through our website • Visiting our office directly